| hazard | risk/s | potential loss | |
|---|---|---|---|
| e.g. | sharks | surfing on your own after dark near a river mouth wearing Metro-Man after-shave | being taste-tested by a white pointer |
| 1) | lightning | staying outdoors during a thunderstorm; (even worse) sheltering under a boogie-board | electrocution |
| 2) | steep cliffs | being too close to the top or bottom of a cliff-face | severe impact injuries from you falling on something or something falling on you [could also be spinal injury, or getting wet or breaking bones (depending on what you fall onto)] |
| 3) | changing tides | being in an exposed location & not being aware of changing tide (esp. rock anglers) | fatigue; drowning (1) [In earlier print runs, the option "getting wet or breaking bones (depending on what you fall onto)" wrongly appeared in this column.] |
| 4) | deadly marine stingers | entering the water in Northern Australia between October & April |
severe pain; respiratory failure |
| 5) | rough surf &/or dumping waves | just being out there in the first place; (even worse) being out there with your little nephew or niece | swallowing lots of sea-water; being pile-driven into the sand |
| 6) | rips | not swimming between the flags; boogie-boarding without flippers | fatigue; drowning (2) [could also be being swept a long distance from the shore resulting in (at least) severe inconvenience] |
| 7) | wind chill | not wearing proper clothing/gear | rapidly losing body heat [possibly resulting in hypothermia] |
| 8) | wind speed (in open water) | paddling out or sailing when it is too windy; not staying close to the shore | being swept a long distance from the shore resulting in (at least) severe inconvenience |
| 9) | out-of-control surf craft | surfing/swimming in a crowded area; not constantly looking back out to sea | spinal injury (1) |
| 10) | shallow water | jumping or diving into the water without first checking the depth | spinal injury (2) |
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